Owner-Occupied Housing Grant/Loan Program

Subject to funding availability, the City of Elmira offers low to moderate income individuals or families grants and loans to make home improvements. Funding for the City’s housing programs is provided through the U.S Department of Housing and Urban Development Community Development Block Grant (CDBG) and HOME programs and through New York State Homes and Community Renewal. The City of Elmira is particularly interested in making homes lead safe and energy efficient. For more information about these programs and to make an appointment, please call the Department of Community Development at (607) 737-5695.

Family Size  Income Limit
1  $46,200
2  $52,800
3  $59,400
4  $65,950
5  $71,250
6  $76,550
7  $81,800
8  $87,100

*Income Limits are set annually by the Department of Housing and Urban Development. These limits are effective May 15, 2023.
Home Repair Program Brochure

Please call 607-737-5695 for a Home Repair Program application.